Employee Manual 2025 - Flipbook - Page 54
2. Long-Term Disability: Commencing on the first (1st) day of the 27th consecutive week of
absence from work due to illness or injury, such employee shall be entitled to receive
seventy percent (70%) of their base salary for those employees who qualify and subject
to the terms and conditions of the insurance policy to be issued to each employee. While
on Long-Term Disability, the employee will not accrue benefits (i.e. Retention, Sick,
Vacation, Personal time). In addition, while on Long-Term Disability, that time will not
count towards service time with the City.
Employees returning from disability leave must provide the City with a physician's
statement releasing the employee to return to work. The City reserves the right to send
the employee to the City's designated physician for an evaluation prior to returning to
work after a disability leave.
While a probationary employee may qualify for benefits under the provisions of
the short and long-term disability insurance programs, until they complete the
probationary period, that employee will not be guaranteed reinstatement in their
former position upon returning from disability leave.
The City reserves the right to modify the Long-Term Disability coverage provided to
active employees.
3. Hospital/Medical Coverage: The City shall provide family, group hospital/medical
insurance coverage within 30 days of hiring a full-time employee. Said program will
include prescription drug co-pay, and continuation for students, according to the terms
of the contract.
4. Dental Insurance: An insurance program providing coverage for services in accordance
with the schedule of benefits for all procedures will be provided to all full-time
employees.
5. Optical Insurance: The City shall provide family, group optical insurance providing for all
full-time employees in accordance with the current schedule of benefits.
6. Waiver of Insurance Coverage: A regular full-time or ¾ time employee can voluntarily
opt out of the City’s health insurance program if they have coverage through another
source. Employees that opt out will receive a lump sum payment in lieu of benefits equal
to fifty (50%) of administrative fees that would have been paid by the City for said
coverage. An employee opting out of the City’s insurance program will be required to
sign a waiver of coverage. Employees waving coverage are not eligible to receive
insurance coverage through the City until the next open enrollment period. In the event
that the employee experiences a qualifying life altering event (such as loss of coverage
through their spouse), coverage will be extended through the City’s plan in accordance
with the terms and conditions of the health insurance policy. The City reserves the right
City of Plymouth Employee manual - Page 54 – May 2025
